6.50% is the promotional interest rate for new mortgage loans in BGN and EUR offered by UBB until the end of September 2012.
The clients, who want to purchase residential property can choose from equal interest rate for BGN and EUR i.e. 6.50% with payroll or regular proceeds in a “Comfort” account. 6.50% for BGN and EUR is the interest rate for refinancing mortgage loans from other banks with the additional benefit of 0% one-off loan drawdown feeand option for additional financing.
In addition to the promotional offer the Bank is offering also the following preferential terms valid for new mortgage loans prior to 30.09.2012:
No application fee for all mortgage loan purposes
0% early repayment fee with own funds after the 3rd year of the loan tenor
2 times lower preferential one-off loan draw down fee- 0.75% from the loan amount depending on the conditions for payroll and “Comfort” package
UBB gives an opportunity to the clients to receive loan amount pre-approval prior to choosing the property that they want to buy.
The maximum amount of the residential purchase mortgage loans is BGN500 000 or EUR 250 000 for a maximum term of up to 35 years, where the maximum age of the loan borrowers as of the final loan repayment date is 70 years.