Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

UBB AD and National Geographic Magazine Bulgaria awarded an astronomer from the Bulgarian Academy of Sciences

  •  The best photographs in the World Reframed in a Flag competition are exhibited outdoors on the Lovers’ Bridge


UBB AD and National Geographic Magazine Bulgaria presented first prize to the astronomer from BAS, Mr. Galin Borisov during the official opening of the World Reframed in a Flag exhibition. The exhibition, which may be viewed on the Lovers’ Bridge (the pedestrian overpass at the National Palace of Culture)until October 21, 2013, is dedicated to the photography contest of the same name and includes 40 of the best photographs by contestants in the competition.
“We supported the World Reframed in a Flag contest and exhibition because we believe that inspiration and desire to come up with a different point of view through the help of your own imagination ought to be encouraged. UBB AD supports and facilitates dozens of cultural events, to enable the popularization of an ever-increasing number of talents and creations”, Ms. Anka Kostova, Manager PR and Sponsorship Unit at UBB AD, said.

The World Reframed in a Flag contest was organized by UBB AD, National Geographic Bulgaria and National GeographicChannel to celebrate the 125-th anniversary of the National Geographic Society. The rules of the contest were that the participants should produce an interpretation on the Society’s flag, while adhering to its colour scheme- blue, brown and green. A 10- member jury of designers, photographers, editors and representatives of the organizers evaluated the creative idea and the quality of each entry and determined the winners.
“On behalf of Sanoma Bliasak Bulgaria, publisher of National Geographic Magazine Bulgaria, and on behalf of our colleagues from National Geographic Channel Bulgaria, I would like to express our gratitude to UBB AD for their support for the contest and for sharing the values of National Geographic”, Mr. Nikolay Karadzhov, Director Magazines at Sanoma Bliasak Bulgaria said.
Mr. Galin Borisov from Varna won the jury with his flag called Mountain Views. The winner is a PhD student at the Institute of Astronomy, as well as at the Rozhen National Astronomical Observatory, part of the Bulgarian Academy of Sciences. The other contestants ranked among the first five were: Mr. Svilen Panayotov from Sofia city with Man and Earth flag, Mr. David Manolov from Etropole town with The World through My Eyes flag, Ms. Eleonora Gavrilova from Mezdra town with Sky, Earth, Water and Mr. Krasimir Matarov from Blagoevgrad town with Colourful World.
The award of the audience and a cheque for USD 125 was won by Mr. Dimitar Todorov from Plovdiv town with Hanging between Sky and Earth flag. His project gathered the largest number of votes at www.125natgeo.bg. All flags that took part in the contest may be viewed at www.125natgeo.bg.
The World Reframed in a Flag contest was organized by National Geographic Magazine Bulgaria, National Geographic Channel Bulgaria and United Bulgarian Bank AD on the occasion of the 125-th anniversary of the National Geographic Society. Each contestant had to put together a flag of three of his/her photographs by adhering to the colour pattern of the Society’s official flag – blue, brown and green, symbolizing sky, earth and water. There were approximately 1800 entries for the Bulgarian interpretation of the flag of the National Geographic Society that took part in the World Reframed in a Flag contest.
About United Bulgarian Bank
The Bank was established in 1992 after the merger of 22 Bulgarian regional commercial banks. United Bulgarian Bank is the first and most comprehensive consolidation project in the Bulgarian banking sector. The Bank maintains and develops sustainable policy of corporate social responsibility as a part of its active commitment to the society and its members, its past and its future. The overall strategy of UBB AD in the field of the corporate social responsibility is aimed at several major lines of support, closely bound to the preservation of the social principles in historical and cultural aspect, by encouraging innovative contributions to art and science, by supporting sports and active lifestyle and last but not least – by assuming a responsibility to the vulnerable members of society.