Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

Partnership between Prenatest and UBB offers affordable deferment of medical service payment


The newest DNA test in the medical examinations for expectant mothers – Prenatest - may be purchased through a credit card at 0% interest rate. This has become possible due to the partnership with United Bulgarian Bank. The opportunity of paying with a UBB credit card for a prenatal health service and in particular – of a DNA test for non-invasive prenatal diagnostics - is a flexible financial solution for all future parents, seeking more favourable conditions for access to the newest test during gestation.

Prenatest, the newest genetic test in the prenatal care for expectant mothers, may be purchased in installments through a credit card from UBB AD at 0% interest rate. This is a brand new service on this country’s banking market. It considerably facilitates the access of future parents to the most modern medical test in the area of non- invasive prenatal care.
Created to expand consumers’ opportunities in the choice of high quality goods and to offer a flexible shopping alternative the credit card by United Bulgarian Bank may now be used for health services as well. Prenatest may be paid at a POS with a credit card by UBB AD. The payment will be deferred in 12 equal monthly interest-free installments. The card should have a sufficient disposable credit limit to cover the price of the test. 
Prenatest is an international innovation among safe and painless checks for the most common genetic abnormalities - Down Syndrome, Edwards Syndrome and Patau Syndrome. This year the test is already available for Bulgarian patients and to date it has been performed on over 120 expectant mothers. Its main advantages over other tests for genetic abnormalities are (1) its non-invasiveness and lack of any risk – Prenatest is performed by taking a blood sample only and (2) the high accuracy percentage of the result, guaranteed by the test – 99%.
The test is available in Bulgaria at the price of BGN 2500. With the purpose to enhance its affordability the Prenatest representative for Bulgaria together with UBB AD have launched a partnership for interest-free crediting of this medical test. Further information on the terms and conditions for purchase may be obtained in the Bank’s branch network, as well as at  www.prenatest.bg