Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

UBB Sponsorship & Corporate Social Responsibility Activities 2010


During 2010 UBB’s important social actions included series of special programs, sponsorships and its own employees’ voluntary contributions, aimed at supporting vulnerable social groups, enhancing education and sports, and promoting cultural issues and events. UBB total contribution for CSR & Sponsorship for 2010 exceeded 335 000 Euro.

The Bank’s main CSR and sponsorship actions were as follows:

UBB Employee Charity Organization continues its efforts in helping disabled people and children around the country. UBB employees have gathered more than 30 000 EUR from staff donations. In 2010 UBB employees organized a photography competition among their children “My holiday photo”, which ended with a charity exhibition.

 Together with the Ministry of Sports and the Bulgarian Sports Federation for Children Deprived of Parental Care, UBB organized a calendar of regional sports events in six Bulgarian cities, as well as two Easter & Christmas tournaments in Sofia, during which more than 500 children from 40 cities competed in six different sports – basketball, athletics, table tennis, football, badminton, volleyball. UBB allocated 50 000 Euro for the events.

Being a sponsor of the Bulgarian Rowing Federation UBB organized for a second time the Rowing School Regatta, together with Mrs. Roumiana Neikova, Beijing 2008 Olympic Champion and Athlete of the Bank. More than 600 school children participated in the events in five Bulgarian cities. Together with Bulgarian lawn Tennis Club, affiliated to the London and Wimbledon based International Lawn Tennis Club, UBB organized series of open tennis training sessions for children from Sofia. For a third consecutive year the Bank sponsored the Youth Football Tournament organized by Dimitar Penev, the Coach of the Bulgarian International team, which won the bronze medals during the 1994 World Cup. The winning teams were awarded by the Bulgarian Prime minister Mr. Boyko Borissov. These events were part of the UBB program promoting sports and physical activities among youngsters as an alternative of drug usage and crime.

UBB donated 30 large exhibition constructions for the new Open Air Exhibition Area in downtown Sofia. The Mayor of Sofia, Mrs. Yordanka Fandakova, received the donation and opened the first exhibition “Golden Thrace – Deities, Humans, and Animals”, representing golden, bronze and silver artifacts discovered from archeological excavations in nowadays Bulgarian lands, once a part of ancient Thrace. 

UBB cultural and historical heritage program made possible the opening for public access of the Archeological Complex “Tomb and Chariot of Thracian king of the Odryssian Royal Family”. UBB sponsored the building of the special protective shelter for the found tomb and chariot, and also financed the Nova Zagora History Museum for the restoration of the found relics. Deputy Minister of Culture Mr. Chobanov opened the archeological complex in June 2010.

UBB continued its partnerships as a main sponsor of some of the biggest cultural festivals in Bulgaria – Apolonia Art Fest, Rouse Music Fest, Varna Summer Theater Fest, etc.