VAT credit line

VAT loan, linked to an investment project

Продуктови параметри

Loan purpose:

  • Financing of VAT, linked to an investment project.


  • BGN

Minimum amount: BGN 15 000

Maximum amount:

  • Up to 20% of the value of the investment project, financed by UBB, maximum BGN 100 000.


  • 12 months. 


  • Pledge of receivables in the account, to which the VAT will be refunded;
  • Guarantee under the COSME Programme*;
  • Other acceptable collateral.

* This guarantee has been provided by COSME and the European fund for Strategic Investments (EFSI), established by virtue of the Investment Plan for Europe. The aim of EFSI is to support the financing and the applying of productive investments in the European Union, as well as to ensure the growth of access to financing.


Loans are being charged with interest rates as per the approved Methodology on the Reference Interest Rate (RIR), used by United Bulgarian Bank AD upon determining the variable interest rate under loans to micro business clients.

Tariff: According to the Bank’s Tariff for business clients

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+3592 483 1717
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