My Choice Savings Account
Make your dreams come true by putting aside small amounts and saving on a regular basis with My Choice savings account.
- 24/7 access to your funds via a wide network of ATMs;
- E-banking option.
Period: 12, 36 or 60 months
Currency: BGN, ΕUR, USD
Minimum opening balance – none
Minimum accrual threshold - none
Depositing: Additional depositing of amounts during the contractual period shall be unlimited while once during the month it shall be obligatory to deposit an initially defined and precisely fixed amount, with possible savings installments: min. BGN 40 /EUR 20 / USD 20, with an increment of BGN 40 /EUR 20 / USD 20 to maximum BGN 200 /EUR 100 /USD 100.
Withdrawing: No limits, but with a reduced interest rate for the next month.
Additional terms and conditions:
- Maximum account balance: BGN 40 000 / EUR 20 000 /USD 20 000.
- In case of reaching the account's defined maximum balance, the amount exceeding the maximum threshold shall be accrued with an interest rate for standard savings account in the respective currency;
- In case of omission of 3 consecutive payments– the account shall be transformed into a standard savings account;
- Each client of the Bank can use one account in the respective currency.
Needed documents for account opening – Identity document
|Period||12 months||36 months||60 months|
|Interest rate||No withdrawal of funds from the account||Upon withdrawal of funds from the account||No withdrawal of funds from the account||Upon withdrawal of funds from the account||No withdrawal of funds from the account||Upon withdrawal of funds from the account|
Interest accrual and payment: Interest is accrued and paid at the end of each month and/or upon account closing. "
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