UNITED BULGARIAN BANK API EULA

Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

UBB Global Growth

A Short Description

UBB Global Growth Fund invests mainly in shares of leading and dynamically developing companies, which reinvest their profits in new projects. Expectations for performance and, above all, the growth potential of these companies are to exceed the average of the markets.

FUND funds will mainly be invested in equity securities of companies whose earnings and earnings are expected to grow above market averages admitted to trading on regulated markets in the country and abroad that have high growth potential.

Recommended investment horizon: at least 5 years.

Type of fund:Mutual fond focused on equties
Investment focus:Equity securities of companies that choose to reinvest their profits in business expansion, competitors' acquisitions, development and research. They do not pay dividends or pay low..
Inception date11.04.2016
Minimum investment100 leva
Currency:Bulgarian lev (BGN)
Depository bank:Eurobank Bulgaria JSC
Fees for investors
Issuance fee for investments - up to BGN 25,0002%
Emission fee for investments - BGN 25 000 - 100 0001.50%
Emission fee for investments - 100 000 - 200 000 лв1%
Emission fee for investments over 200 000 лвno
Redemption feeno
Management fee2.50%

UBB Global Growth Fund is intended for risk-adjusted investors seeking higher profits for their investments and accepting the possibility of unfavorable changes in the prices of the units of UBB Global Growth Fund.

Investment objectives

Structure and Structure of Assets in Management of the Investment Portfolio of UBB Global Growth Fund:

In order to achieve the main objectives of UBB Global Growth Fund and in risk management, the Management Company may apply appropriate investment methods to hedge the different types of risk in which it may enter into transactions with rights, futures, forwards , Options, swaps, and other derivatives.

In order to ensure liquidity and to achieve higher returns, the Management Company may execute on expense of UBB Global Growth MF long-term transactions in the acquisition and sale of financial instruments as well as repurchase agreements.

The main objective of UBB Global Growth Fund is to ensure that unit-holders maintain and increase the value of the funds invested by them by realizing mainly capital gains and, to a lesser extent, income from dividends and interest at moderate to high risk. The financial goal of UBB Global Growth Fund is an increase in the value of its long-term stakes in providing high liquidity to investors' funds. In order to achieve the above objectives, the Management Company follows an aggressive investment policy under active management of the investment portfolio of financial instruments and funds of UBB Global Growth Fund.

The choice of investment instruments is based on a fundamental and technical analysis, with preferential selection of securities with high potential for growth in market prices and realization of capital gains.

The profitability expected to be realized in the management of the assets of UBB Global Growth Fund is mainly formed by income from price differences in the purchase and sale of financial instruments from the portfolio of UBB Global Growth Fund and in a smaller Degree of dividends received and interest on debt securities, bank deposits, etc.

The funds of UBB Global Growth Fund will be invested mainly in equity securities of companies whose revenues and profits are expected to grow above market averages admitted to trading on regulated markets in the country and abroad, which have a high potential for Growth. The specific asset structure will depend on current market conditions and will be dynamic within the limits set out above.

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