Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

DZI Best Doctors Insurance Program

With DZI Best Doctors health insurance for second medical opinion and treatment abroad you can be sure that you will receive the best treatment!

Main info

What is DZI Best Doctors?

With DZI Best Doctors health insurance for second medical opinion and treatment abroad you can be sure that you will receive the best treatment!

In case of particularly severe illness, there is nothing more important than receiving the right treatment from the best specialists in the world*!

The insurance includes:

• Consultation – second medical opinion on your diagnosis in order to select the optimal treatment

• Find the best treatment – organizing and providing you with treatment abroad, incl. making the necessary arrangements for a person who accompanies you

What is Best Doctors?

• A medical organization founded in 1989 by Harvard Medical School professors

• About 30 million clients in more than 30 countries

• Best Doctors has a global database of 50 000 doctors recommended as the best ones in their fields by other doctors and more than 430 fields of specialization


Why choose DZI Best Doctors?

With DZI Best Doctors, you can:
• Rest assured that your diagnosis is correct
• Be sure that the most effective treatment will be selected
• Be confident that you will be treated by the best specialists in the respective field
• Be strong enough to move on with your life

Which services are included in the policy?

• Second medical opinion from one of the best specialists in the world in the specified fields and an individual treatment plan;
• Recommendation for 3 leading healthcare establishments and medical specialists for treatment of your illness;
• Up to EUR 1 000 000 per annum for treatment, travel and accommodation, including:
- Organizing the travel for you and one person who accompanies you
- Meeting and accommodation
- Hospitalization and treatment
- Translation and explanation of medical documents
- Daily allowance for hospitalization – EUR 100 per day for the entire period of hospitalization
EUR 2 000 000 total limit for the entire term of the insurance;
• Amounts for purchase of medicines for continuation of the treatment – EUR 50 000;
• Continuous consultation and assistance

Who may conclude the insurance?
Healthy persons aged from 18 to 64 are eligible for the insurance.
Persons who answer “NO” to all questions in the health declaration are eligible for the insurance.
The insurance may be concluded at each branch of UBB

Main risks covered

Which illnesses are covered?

1. Illnesses and procedures covered:
 • Treatment of cancer
• Bypass of the coronary artery (myocardial revascularization)
• Replacement or reconstruction of a cardiac valve
• Intracranial surgery and specific surgery of the spinal cord
• Transplantation of organs from living donors
• Transplantation of bone marrow

2. Territorial coverage:
All countries with the exception of Bulgaria

In case of an insured event

In case of receiving unfavorable diagnosis, you may contact directly the 24/7 Contact Center of DZI at national phone number 0700 16 166.

Qualified doctors at DZI will advise you, will open a file for your case and will forward the information to Best Doctors.

Representatives of Best Doctors will contact you in Bulgarian and will explain to you the next steps.

All travel and accommodation arrangements for the period of treatment will be made by Best Doctors.

Or give us a call
0700 117 17
Short number for local calls by Bulgarian mobile network subscribers
+3592 483 1717
For local and international calls
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