Consumer loan with payroll

Consumer loan with payroll is the best way to receive the funds you need upon preferential terms.

Advantages

  • PREFERENTIAL TERMS AND CONDITIONS
  • Fast and easy procedure
  • Repayment in equal monthly installments
  • No loan prepayment fee
  • Option to activate Loan Protection life insurance program
  • Option to repay the monthly installment at an ATM of UBB AD

Product parameters

CURRENT OFFER: NO APPLICATION FEE

Loan terms and conditions:

  • Interest rates – from 7.443% up to 11.893% initial rate (6 month SOFIBOR + a fixed interest rate margin)
  • Application fee – No fee
  • Credit Assessment Fee – as per the Tariff for individual clients
  • Loan Account Maintenance Fee – BGN 2.5 monthly
  • Maximum tenor:
    • Up to BGN 5 000 -  6 years
    • From BGN 5 001 up to BGN 10 000 – 8 years
    • From BGN 10 001 up to BGN 40 000 – 10 years
  • Consumer loan with equal monthly installments (annuity)
  • Needed documents:
    • ID card
    • Consumer Loan Application Form

APR -  8.04% upon a loan of BGN 40 000  for a period of 120 months, variable annual interest rate of 7.443% calculated for the entire loan period, including the following fees: application fee – BGN 0, credit assessment fee – BGN 220, loan account monthly maintenance fee – BGN 2.5, Monthly installment: BGN 473.62. Total due amount: BGN 57 384.15.

* APR -  13.34% upon a loan of BGN 20 000 for a period of 120 months, variable annual interest rate 11.893% calculated for the entire loan period, including the following fees: application fee – BGN 0, credit assessment fee – BGN 220, loan account monthly maintenance fee – BGN 2.5,  Monthly installment: BGN 285.71. Total due amount: BGN 34 834.74.           

* The interest rate shall be determined in accordance with the respective preferential group the client falls into.

Or give us a call
0700 117 17
7171
Short number for local calls by Bulgarian mobile network subscribers
+3592 483 1717 New
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