Consumer loan with payroll
Consumer loan with payroll is the best way to receive the funds you need upon preferential terms.
- PREFERENTIAL TERMS AND CONDITIONS
- Fast and easy procedure
- Repayment in equal monthly installments
- No loan prepayment fee
- Option to activate Loan Protection life insurance program
- Option to repay the monthly installment at an ATM of UBB AD
CURRENT OFFER: NO APPLICATION FEE
Loan terms and conditions:
- Interest rates – from 7.503% up to 11.953% initial rate (6 month SOFIBOR + a fixed interest rate margin)
- Application fee – No fee
- Credit Assessment Fee – as per the Tariff for individual clients
- Loan Account Maintenance Fee – BGN 2.5 monthly
- Maximum tenor:
- Up to BGN 5 000 - 6 years
- From BGN 5 001 up to BGN 10 000 – 8 years
- From BGN 10 001 up to BGN 40 000 – 10 years
- Consumer loan with equal monthly installments (annuity)
- Needed documents:
- ID card
- Consumer Loan Application Form
APR - 8.09% upon a loan of BGN 40 000 for a period of 120 months, variable annual interest rate of 7.503% calculated for the entire loan period, including the following fees: application fee – BGN 0, credit assessment fee – BGN 220, loan account monthly maintenance fee – BGN 2.5, Monthly installment: BGN 474.87. Total due amount: BGN 57 504.37.
* APR - 13.37% upon a loan of BGN 20 000 for a period of 120 months, variable annual interest rate 11.953% calculated for the entire loan period, including the following fees: application fee – BGN 0, credit assessment fee – BGN 220, loan account monthly maintenance fee – BGN 2.5, Monthly installment: BGN 286.40. Total due amount: BGN 34 887.85.
* The interest rate shall be determined in accordance with the respective preferential group the client falls into.
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