Consumer loan with a fixed interest rate
The consumer loan with a fixed interest rate over the entire period provides you with the comfort of a fixed installment and a possibility to plan your expenses.
- FIXED INTEREST RATE over the entire loan period upon attractive financial terms and conditions
- Fast and easy procedure
- Favorable interest rates
- Repayment in equal monthly installments
- Option to activate Loan Protection life insurance program
- Option to repay the monthly installment at an ATM of UBB
Current offer: no application fee.
- 5.20% - fixed interest rate over the entire loan period
- No payroll
- No guarantors
- Loan period – from 6 up to 60 months
- Amount – from BGN 500 up to BGN 45 000*
- Application fee – No fee
- Credit assessment fee – as per the effective Fees and Commissions’ Tariff for Individuals
- Loan Account Maintenance Fee – BGN 2.5 monthly
- Consumer loan with equal monthly installments (annuity)
- Needed documents - Consumer Loan Application Form and an ID card
- Prepayment fee
- 1.00 % of the prepaid principal when the remaining period of the loan agreement is more than 1 year
- 0.5 % of the prepaid principal when the remaining period of the loan agreement is less than 1 year
APR (Annual Percentage Rate) is 6.16% upon a loan of BGN 20000 over a period of 60 months with a fixed annual interest rate of 5.20% for the entire period, including the fees, stated above. Monthly installment: BGN 379.26 . Total due amount: BGN 23 155.60.
*Possibility for loan up to 55 000 BGN. For loans over BGN 35 000, a net income of more than BGN 1 200 is required. The maximum amount of the loan is determined on the basis of the client's individual profile, according to the Bank's requirements.
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