Consumer loan

A short-term, medium or long-term loan for the purchasing goods and services, desired by you of higher value or for covering other of your needs: repair works, health services, education and others.


  • Maximum total amount – up to BGN 45 000*
  • Maximum term: up to 10 years
  • Application fee –  No fee
  • Credit assessment fee – As per the Tariff for individual clients
  • Loan Account Maintenance Fee – BGN 2.5 monthly
  • Needed documents:
    • Identity card
    • Consumer loan application form
    • Documents certifying a liability/liabilities with another bank


*Possibility for loan up to 55 000 BGN, with a maximum term of up to 7 years. For loans over BGN 35 000, a net income of more than BGN 1 200 is required. The maximum amount of the loan is determined on the basis of the client's individual profile, according to the Bank's requirements.

Additional terms and conditions

  • up to BGN 55 000
  • Customer age – between 23 and 65 years
  • Maximum term – up to 7 years or up to 10 years, based on the amount of the loan and the income of the client.
  • Interest rate: information about the interest rates for the products offered is available in any UBB branch
Or give us a call
0700 117 17
Short number for local calls by Bulgarian mobile network subscribers
+3592 483 1717
For local and international calls
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