VISA debit cards

We give you unlimited possibilities and advantages with VISA-branded international debit cards.


VISA-branded international debit cards from UBB offer you the following opportunities and advantages:

  • Convenience and control
  • Security
  • Choice of an account in a different currency
  • UBB online application functionality also enabled for debit cards.


Upcoming amendments:Reissuance of individuals' VISA-branded debit cards with new ones

Convenience and control

  • Option to pay for the purchased goods and services directly at merchants
  • Access to your funds through various alternative channels:
    • At ATM, 24/7/7365 in Bulgaria and abroad
    • At a teller desk, in any UBB branch in Bulgaria
    • Through the secure UBB e-banking channel, providing options for various transactions with your card account (fund transfers, repayment of due amounts on UBB credit cards, balance inquiry, trade with securities at the Bulgarian Stock Exchange, etc.)
  • Option to receive your remuneration, scholarship or pension directly into your card account
  • You receive preferential interest on the Bank’s products for individuals in case of having your salary or pension transferred to account with UBB
  • Option for depositing cash at certain UBB ATMs
  • Option for payment of utility bills from the card account
  • Option for obtaining an overdraft (a loan from the Bank) up to 3 monthly salaries, in case you receive your monthly remuneration into your card account
  • Through issuing additional cards to family members or friends (with limits set by you) - option for controlled access to the funds on your card account
  • Option for linking a second (additional) account to the card (with an option for transfer of funds to and from the main account at an ATM)
  • Cash back – you can obtain cash using your VISA debit card, when paying at a supermarket, commercial site or petrol station
  • Option to use Cardholder protection insurance package
  • A chance to take part in regular promotional campaigns for UBB cardholders within the UWin loyalty program.
  • Very well developed network of ATMs throughout the country


Terms and conditions

UBB gives you the following options to choose from:
  • Card brand: VISA Electron, VISA Standard, VISA Gold 
  • Account: New or existing current account with the Bank in BGN, EUR or USD
All transactions initiated with the card at UBB POS/ATM terminals or at teller-desks, shall be immediately posted and you will always have up-to-date account balance at your disposal!


  • Chip card – higher level of protection.
  • The access to your funds is restricted by the entry of a PIN code, known only by you. You can change your PIN at any time only at UBB ATMs, and in case you forget it, a new one will be issued to you!
  • Option to be informed by the Bank through SMS messages of each card account movement.
  • You receive a free-of-charge SMS for each transaction exceeding BGN 100.
  • In case the card is lost or stolen, you can block it immediately by calling UBB Call Center 24/7 at +359/ 0700 11717 and *7171 for Bulgarian mobile carriers.
  • Individual UBB e-banking clients are able to control the status of their bankcards, by either blocking or activating them in real time, free of charge, while using the especially designed functionality in Cards menu.


Or give us a call
0700 117 17
Short number for local calls by Bulgarian mobile network subscribers
+3592 483 1717 New
For international calls
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