Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

Trade Club

UBB Trade Club

UBB Trade club has been developed by United Bulgarian Bank together with KBC Bank Belgium and a number of partner banks, which are members of Trade club Alliance. Main purpose of the Alliance is to support the international business activities of corporate customers of the banks in the Alliance, united in one online platform.

UBB Trade Club is a modern, internet-based platform, comprising of a module for identifying and contacting potential trade counterparties, and a module, providing useful market and trade information per country and region.

The UBB Trade Club membership is open to business customers of UBB - SMEs, corporate and international companies meeting certain criteria like international business profile, required minimum annual turnover, etc. More than 19 partner banks in the Alliance guarantee for the reliability of their clients, registered in the platform.

The banks and bank groups, which are currently, part of the Trade Club Alliance:

Watch the video that presents the platform.

With UBB Trade Club your business knows no borders!

UBB Trade Club platform is accessible on https://trade.ubb.bg/club/en/.

Steps for creating of company profile and business card in UBB Trade Club

For more details and a potential registration, please contact your company’s relationship manager at UBB

UBB Trade club figures and facts

The global network of companies in the Trade Club is constantly growing and currently has more than 19,000 active companies from 47 countries from all over the world. A community covering main international trade corridors, with a diverse portfolio of companies in different segments and a large variety of industry sectors are registered in the platform.

Member profile of the registered companies in the platform:

Industry / Sector

Annual Turnover

Value Proposition

22% Proffesional Services

25% less than 2M €

26% Manufactures

20% Agro Industry

23% 2-5 M€

18% Exporters

13% Machinery

16% 5-10 M€

19% Service Provider

10% Minerals and Metals

22% 10-50 M€

12% Distributor

8% Automotive

6% 50-100 M€

10% Importer

7% Chemistry

2% 100-150 M€

11% Trader

6% Textile

2% 150-250 M€

3% Wholesale

 5% Plastic

4% >250 M€

1% Agent

UBB Trade Club contains a global digital data with more than 24 000 pages with relevant commercial information (import-export figures, customs and state regulations, country and sector information, market statistics and logistical data).


1. What is UBB Trade Club?

UBB Trade Club is part of the Trade club Alliance. It was created in 2015 with the idea of Banco Santander to give the opportunity for contacts between trusted business clients of the world’s largest banks. UBB Trade Club is an innovative online platform for identifying and contacting potential trade counterparties.

2. What kind of benefits you will get for being member of the community?

The Platform offers you valuable presentations to potential business partners abroad. The platform-matching algorithm and the Community Manager offer to your company business opportunities tailored to your business interests. Thus, you can get in touch directly with more than 18,000 worldwide business counterparties also interested in growing their businesses abroad. Moreover, foreign entrepreneurs open to doing international business can contact you.

UBB Trade club contains global digital data with more than 24 000 pages with relevant commercial information (import-export figures, state and customs regulations and country and sector information, market statistics and logistical data).

3. Do I have to pay to use the services of UBB Trade club?

No, UBB offers to its business customers free access to all the UBB Trade Club resources.

4. How can I become a member of UBB Trade club?

UBB Trade Club is opened to every UBB business customer (SMEs, corporate and international companies) with interests towards foreign markets who meets certain criteria (annual turnover, credit ratings or possible negative signals). For more details and a potential registration, please contact your company’s relationship manager at UBB.

5. What is the main language on the platform?

The platform’s users are spread all over the world and for that reason the main language on the platform is English. We therefore recommend you to complete the text fields in your Business Card in English. This will increase your chances of being found and contacted by other entrepreneurs. Also, compose your first messages to foreign entrepreneurs in English, or in their respective native language. Your Community Manager speaks English.

6. How to be sure that I receive offers for best matches and that other member of the platform easily will find me?

Your success on the platform begins with completing your Business Card with as much as possible information. This allows both the Community Manager and our matchmaking algorithm to propose you the most relevant suggestions to find new commercial partners.

You can find detailed information about the steps for recording of a company profile and a business card in UBB Trade club here.

7. How reliable are the business partners I meet on the platform?

The companies, registered in the UBB Trade Club are clients of renowned international active banks. However, we recommend you always to do prior research on your counterpart companies to guarantee the safety of your transactions. UBB shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to damages for loss of goods, property, profits, goodwill, use, data or other intangible losses.

For more information about UBB Trade Club, you can write here.