Bridge Loan under EU Operational Programmes

Product Parameters

BorrowersSMEs in accordance with the criteria of the respective Operational Programme
Bridge lending up to the amount of the approved grant under the respective measure of the Operational Programme over the period until its receiving
CurrencyBGN or EUR
Minimum loan amount – BGN 5 000
The loan amount corresponds to the amount of the approved grant
DrawdownIn tranches in accordance with the project's implementation stages and deadlines
Loan period
Until receiving the grant under the programme
Maximum period – the investments' completion deadline under the grant agreement, increased by 6 months
Grace periodNegotiable


The received grant is utilized for repayment of the loan

CollateralPledge of a future receivable – the grant under the programme
Additional terms and conditions
In case the client participates with own funds and there is an explicit requirement under the financing programme for depositing own funds under the project in an escrow account, the latter shall be opened with UBB


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