Investment Loan under EU Operational Programmes

Product Parameters

Borrower

SMEs in accordance with the respective measure in the Operational Programme

Purpose

Long-term investment loans for implementation of projects under the respective measure

Currency

BGN or EUR

Interest

Negotiable

Amount

Minimum loan amount – BGN 5 000.

Drawdown

In tranches in accordance with the project’s implementation stages and deadlines

Loan period

Maximum period of 10 years

Grace period

Negotiable

Repayment

Negotiable

The received grant is utilized for repayment of the loan

Collateral

Pledge of and/or mortgage on fixed assets, including newly acquired ones

Pledge of a future receivable – the grant under the programme.

Additional terms and conditions

In case of self-participation by the client and an explicit requirement under the financing program for depositing own funds under the project in an escrow account, the latter shall be opened with UBB

 

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