Products for large corporate clients
Used for funding of large-scale projects via the entire palette of financial products offered by the Bank. Thus structured lending in terms of approach and method is achieved, mainly applicable upon realization of important investment ventures. At its basis structured financing enables the use of a credit products/debt instruments combination, while providing financing at longer terms and using specific collateral forms (for example: guarantees by foreign export insurance/promotion agencies).
Coordination of processes upon large-scale funding of Bulgarian companies in the cases when the total debt amount exceeds a separate financial institution’s "risk appetite" for lending, through the involvement of parallel creditors – local and foreign banks – which, via their participation in a banking syndicate, provide syndicated financing as another form of debt finance.
Project finance is a solution for ensuring non-recourse lending to companies in their initial development stage, which companies are self-funded and forecasts indicate their transformation into successful business projects in mid-term perspective.