UNITED BULGARIAN BANK API EULA

Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

E-notifications

The service enables the clients of United Bulgarian Bank to receive quickly and conveniently information about the movement on accounts and cards through an SMS, Viber or an e-mail message.

Product description

E-notifications is a service which enables the clients of United Bulgarian Bank to receive quickly and conveniently information about account movements and card transactions, with the following options:

  1. Five free messages per month about card transactions on debit and credit cards, with an option to cancel receiving them.
  2. Subscription for e-notifications upon selecting the following parameters:
  • Selection of event: account movement, monthly account balance, card transactions
  • Manner of notification: SMS/Viber/E-mail about account movements and SMS/Viber about card transactions
  • Selection of a minimum amount to be notified about;
  • Selection of a subscription plan*, as per the TARIFF of UBB AD.

*In case the Client selects only E-mail notifications, without SMS and/or Viber notifications, he/she shall not pay for a subscription plan.

The Bank offers the following types of subscription plans for the E-notifications service:

1) Subscription plan SMS

  • SMS 20 – 3 BGN (20 notifications)
  • SMS 40 – 5 BGN (40 notifications)

2) Subscription plan Viber

  • Viber 20 – 2 BGN (20 notifications)
  • Viber 40 – 4 BGN (40 notifications)

The use of the SMS or Viber notifications included in the respective subscription plan is not limited in time. The purchased number of SMS or Viber notifications may be used until their exhaustion.

In case the selected notification channel is via SMS and/or Viber, the Client shall specify a current account in BGN or EUR from which the fee for the subscription plan shall be collected. The fee shall be collected automatically by the Bank from the stated account after exhausting the number of notifications included in the subscription plan.

In case the required funds for payment of the payable subscription plan fee are not available in the current account for collecting the fee stated by you, irrespective of the reason, including in the cases of closing the account, the Bank shall cease to send SMS and Viber notifications until funds for collecting the fee are provided.

Subscription for the service shall be made in an office of the Bank via Request for use of the service (available below).

We shall start sending notifications selected by clients upon subscription for the new service after 01.10.2019. The first fee for the selected subscription plan shall be charged upon the first notification event after 01.10.2019.

Message Types

1. For account movements and monthly account balance – notifications are sent about incoming and outgoing transfers, including cash deposits and withdrawals.

Example:

Incoming transfer: OBB: Poluchen e prevod za 120 BGN po BGXXUBBSXXXXXXX ot Ivan Ivanov, plastane po faktura na 01.02.2019 17:05:02. Razpolagaema suma 150 BGN

Outgoing transfer: OBB: Nareden e prevod za 120 BGN ot BGXXUBBSXXXXXXX kam Ivan Ivanov, plastane po faktura na 01.02.2019 17:05:02. Razpolagaema suma 150 BGN

2. For card transactions – notifications are sent about debit and credit card transactions of withdrawal, payment, deposit at ATM or POS

Example:

Withdrawal at ATM: OBB: S vasha karta ХХХХ4444 e napraveno teglene za 100 BGN ot UBB АТМ 01215 na 01.02.2019 17:05:02. Za info tel: 070011717

Payment at POS: OBB: S vasha karta ХХХХ4444 e napravena pokupka za 100 BGN ot Targ. obekt na 01.02.2019 17:05:02. Za info tel: 070011717

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