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as of 02/07/2020 17:00:15

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1.77990
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1.70390
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2.22858
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2.11258
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1.87953
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БГ
KBC Expertease Defensive Balanced

KBC Expertease Defensive Balanced

Is this fund the right one for you? Make a quick test to assess your investment profile and see which funds are suitable for you.

Advantages

  • High liquidity - units can be purchased or redeemed any time.
  • Non-taxable profit - the realized return is not taxable
  • Investments/savings diversification - you can distribute your savings into different product types, thus using the advantages of each one of them
  • Access to specialized markets - access to markets, which are usually closed or too specialized for individual investors

Use

Balanced fund of funds with exceptionally active management, following the market fluctuations. The fund’s structure is dynamic and is constantly changing, as it aims at minimizing the negative yield upon adverse movements, taking advantge of growth trends, if any, to the maximum, while retaining the level on a market with no large amplitudes. KBC ExpertEase Defensive Balanced fund is suitable for investors, who are not willing to incur big losses, nor taking higher risk.

Parameters

KBC Expertease Defensive Balanced sets out to achieve the highest possible return by investing in line with the investment view of KBC Asset Management NV. The target allocation is 30% for the equity component and 70% for the bond component. It is possible to deviate from this target allocation based on the investment policy. Тhe managers pay two times more attention to the downside risk than to the upside potential. The more attention it is paid to the downside risk, the larger the portion of the portfolio that can be converted into investments with a lower level of risk in times of uncertain and/or volatile markets. 
 

Fund type Balanced fund
Fund rating 3, based on a scale from 1 (low risk) up to 7 (high risk)
Risk/Return Indicator A value of 3 indicates that this fund invests a larger proportionate volume in bonds and interest-bearing instruments with short term-to-maturity, than in shares.
Legal form Sub-fund of the IN.focus Belgian mutual fund
Currency Euro
Initial subscription price Capitalized and allocated shares of EUR 1 000 each
Initial offerring date 31 January 2017
Maturity No
Net asset value Use this link and fill-in BE6290498482 in the field “Name ISIN”, so that you can check the current net asset value as of the last date of publishing, as well as detailed information in English for the respective fund.  
Liquidity and availability Daily
Custody Custody is free of charge for units of the sub-fund that are held in a deposit account with a KBC Group company.
Tax-reporting and taxation Ownership of units in KBC ExpertEase Defensive Balanced fund is subject to reporting in the Annual Tax Return under Art. 50 of the Natural Persons' Income Tax Act, as the profit is not taxable.

 
Fees
 

Issuance fee 1.5%
Redemption fee up to a 1-month holding period 5%
Redemption fee after 1-month holding period None
Annual distribution fee 0.987%
Annual management fee 0.423%
Other annual fees 0.614%

  

NB! The information provided does not constitute investment consultation, advice, investment research or investment recommendation and should not be construed as such. The value of units of collective investment schemes varies over time and may be higher or lower than the value at the time of investment. No profits are guaranteed and there is a risk risk that investors might not recover the full amount of their investment. It is advisable for investors to get acquainted with the specifics of the financial instruments in which they wish to invest, and to evaluate how appropriate the latter are to meet their investment goals and risk aversion before making an investment decision. Investments in collective investment schemes are not guaranteed by a government-created guarantee fund or any other type of guarantee. Full information regarding investment opprotunities and advice on the most suitable for you mutual funds, can be obtained in UBB branches.

Documents

  1. ID Document
  2. Declaration-statement on the origin of funds for amounts exceeding BGN 30 000

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EuroFuture

With EuroFuture you save today in order to have more security tomorrow - you obtain the Life Insurance comfort, while saving for the important things in your life.

FX Transactions

You buy and sell currency at prices, agreed now, but with delivery on an agreed future date at a forward exchange rate

Systematic Investment Plan (SIP)

Plan how with minimum monthly installments to earn the desired amount, needed for a dream trip, a purchase, your children’s education or other.

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you bank on the go

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UBB Mobile is a specialized application for mobile devices – mobile phones and tablets with operational system Android and iOS.

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