Fully digital consumer loan within minutes | UBB

Exchange rates

as of 09/02/2023 08:30:27

Cash payment

Non-cash payment

Selling rate

1.96100

1.96000

Buying rate

1.94800

1.94900

BNB fixing

1.95583

Cash payment

Non-cash payment

Selling rate

1.85600

1.85400

Buying rate

1.78000

1.78200

BNB fixing

1.82192

Cash payment

Non-cash payment

Selling rate

2.24100

2.23900

Buying rate

2.15200

2.15400

BNB fixing

2.20251

Cash payment

Non-cash payment

Selling rate

2.02200

2.02000

Buying rate

1.93200

1.93400

BNB fixing

1.97938

Advantages

Attractive interest rate
No payroll
Get the comfort of fixed loan installments
No fee for documents' review and processing

	Fixed interest rate	Floating interest rate
Currency	BGN	BGN
Tenor	up to 5 years	up to 10 years
Amount	up to BGN 55 000	up to BGN 55 000
Fixed interest rate	6.88%	6.29% without payroll

Example

Example credit with fixed interest rate

APR 7.71% for a loan of BGN 20 000, over a period of 60 months and a fixed interest rate of 6.88% calculated with a fee for documents'review and processing BGN 0 for the entire period and a loan account monthly maintenance fee - BGN 4.50. The total amount due will be BGN 23 963.59 with equal monthly installments in the amount of BGN 394.89.

Example credit with floating interest rate

APR 6.98% for a loan of BGN 20 000, over a period of 60 months and a floating interest rate of 6.29% (RIR* + 6.09% fixed margin) calculated with a fee for documents'review and processing BGN 0 for the entire period and a loan account monthly maintenance fee - BGN 4.50. The total amount due will be BGN 23 631.52 with equal monthly installments in the amount of BGN 389.36.

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Parameters

	Fixed interest rate over the entire tenor	Floating interest rate over the entire tenor
Interest rate	6.88%	6.29% (RIR*+6.09% fixed margin)
Minimum Tenor	6 months
Maximum Tenor	5 years (60 months)
Amount	From BGN 1 000 up to BGN 55 000*. For amounts over BGN 55,000 you can take advantage of remote application process via Contact Center without visiting a bank branch
Collateral	No collateral
Fee for documents review and processing	No fee
Loan Account Maintenance Fee	BGN 2.5 per month with a debit card BGN 4.5 per month without a debit card
Prepayment Fee	1.00 % of the prepaid principal, in case the remaining period under the loan agreement is more than 1 year 0.5 % of the prepaid principal, in case the remaining period under the loan agreement is less than 1 year.	None.
Borrower's age	20-65 years
Signing the loan documents	You sign an agreement online, without visiting the Bank, thanks to our cooperation with Evrotrust and their Qualified Electronic Signature (QEP) app.

How to apply?

Log in to your UBB Mobile, menu Apply - Apply for consumer loan
Select the desired amount and term of the loan
Fill out the required data
Sign the necessary documents in Evrotrust App
The approved loan amount is available within minutes after conclusion of the agreement