Grab a loan via UBB Mobile. Consumer loan with a fixed interest rate, no fees and drawdown within minutes of signing the agreement.
Fixed interest rate | Floating interest rate | |
Currency | BGN | BGN |
Tenor | up to 5 years | up to 10 years |
Amount | up to BGN 55 000 | up to BGN 55 000 |
Interest rate | 6.88% | 6.29% without payroll |
Example credit with fixed interest rate
APR 7.71% for a loan of BGN 20 000, over a period of 60 months and a fixed interest rate of 6.88% calculated with a fee for documents'review and processing BGN 0 for the entire period and a loan account monthly maintenance fee - BGN 4.50. The total amount due will be BGN 23 963.59 with equal monthly installments in the amount of BGN 394.89.
Example credit with floating interest rate
APR 6.98% for a loan of BGN 20 000, over a period of 60 months and a floating interest rate of 6.29% (RIR* + 6.19% fixed margin) calculated with a fee for documents'review and processing BGN 0 for the entire period and a loan account monthly maintenance fee - BGN 4.50. The total amount due will be BGN 23 631.52 with equal monthly installments in the amount of BGN 389.36.
Fixed interest rate over the entire tenor | Floating interest rate over the entire tenor | |
Interest rate | 6.88% | 6.29% (RIR*+6.09% fixed margin) |
Minimum Tenor | 6 months | |
Maximum Tenor | 5 years (60 months) | |
Amount | From BGN 1 000 up to BGN 55 000*. For amounts over BGN 55,000 you can take advantage of remote application process via Contact Center without visiting a bank branch | |
Collateral | No collateral | |
Fee for documents review and processing | No fee | |
Loan Account Maintenance Fee | BGN 2.5 per month with a debit card BGN 4.5 per month without a debit card | |
Prepayment Fee | 1.00% of the prepaid principal, in case the remaining period under the loan agreement is more than 1 year 0.5% of the prepaid principal, in case the remaining period under the loan agreement is less than 1 year. | None. |
Borrower's age | 20-65 years | |
Signing the loan documents | You sign an agreement online, without visiting the Bank, thanks to our cooperation with Evrotrust and their Qualified Electronic Signature (QEP) app. |
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UBB Mobile is a specialized application for mobile devices – mobile phones and tablets with operational system Android and iOS.
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