Fully digital consumer loan within minutes | UBB

Exchange rates

as of 26/09/2022 12:25:09

Cash payment

Non-cash payment

Selling rate

1.96000

1.95900

Buying rate

1.94850

1.95000

BNB fixing

1.95583

Cash payment

Non-cash payment

Selling rate

2.04840

2.04630

Buying rate

1.98180

1.98680

BNB fixing

2.00516

Cash payment

Non-cash payment

Selling rate

2.21010

2.20510

Buying rate

2.13520

2.14020

BNB fixing

2.21747

Cash payment

Non-cash payment

Selling rate

2.08310

2.07810

Buying rate

2.01020

2.01520

BNB fixing

2.04478

Advantages

Attractive interest rate
No payroll
Get the comfort of fixed loan installments
No fee for documents' review and processing

Currency	BGN
Tenor	up to 5 years
Amount	up to BGN 35 000
Fixed interest rate	6.88%

Example

Example credit with fixed interest rate

APR 7.71% for a loan of BGN 20 000, over a period of 60 months and a fixed interest rate of 6.88% calculated with a fee for documents'review and processing BGN 0 for the entire period and a loan account monthly maintenance fee - BGN 4.50. The total amount due will be BGN 23 963.59 with equal monthly installments in the amount of BGN 394.89.

Example credit with floating interest rate

APR 6,67% for a loan of BGN 20 000, over a period of 60 months and a floating interest rate of 5.99% calculated with a fee for documents'review and processing BGN 0 for the entire period and a loan account monthly maintenance fee - BGN 4.50. The total amount due will be BGN 23 463.78 with equal monthly installments in the amount of BGN 386.56.

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Parameters

	Fixed interest rate over the entire tenor	Floating interest rate over the entire tenor
Interest rate	6.88%	5.99%
Minimum Tenor	6 months
Maximum Tenor	5 years (60 months)
Amount	From BGN 1 000 up to BGN 35 000*. For amounts over BGN 35,000 you can take advantage of remote application process via Contact Center without visiting a bank branch
Collateral	No collateral
Fee for documents review and processing	No fee
Loan Account Maintenance Fee	BGN 2.5 per month with a debit card BGN 4.5 per month without a debit card
Prepayment Fee	1.00 % of the prepaid principal, in case the remaining period under the loan agreement is more than 1 year 0.5 % of the prepaid principal, in case the remaining period under the loan agreement is less than 1 year.	None.
Borrower's age	20-65 years
Signing the loan documents	You sign an agreement online, without visiting the Bank, thanks to our cooperation with Evrotrust and their Qualified Electronic Signature (QEP) app.

How to apply?

Log in to your UBB Mobile, menu Apply - Apply for consumer loan
Select the desired amount and term of the loan
Fill out the required data
Sign the necessary documents in Evrotrust App
The approved loan amount is available within minutes after conclusion of the agreement