Plan your monthly installment and let your ideas come true easily. The consumer loan with a fixed interest rate gives you the comfort of fixed loan installments, combined with favourable financial conditions.
|Tenor||Up to 5 years|
|Amount||Up to BGN 55 000 |
|Fixed Interest Rate|| |
APR 6.53% for a loan of BGN 20 000, over a period of 60 months and a fixed interest rate of 5.50 % calculated with a Credit Assessment Fee equals BGN 250 for the entire period and a loan account monthly maintenance fee - BGN 2.5. The total amount due will be BGN 23 321.39 with equal monthly installments in the amount of BGN 382.02.
Fixed interest rate over the entire tenor
5.5% - by 30.06.2020
|Minimum Tenor||6 months|
|Maximum Tenor||5 years (60 months) |
From BGN 500 up to BGN 55 000*
*Possibility for loan up to 70 000 BGN. For loans over BGN 35 000, a net income of more than BGN 1 200 is required. For loans over BGN 55 000, a net income of more than BGN 2000 is required. The maximum amount of the loan is determined on the basis of the client's individual profile, according to the Bank's requirements.
Option to include a co-debtor in case of insufficient income
|Credit Assessment Fee||from BGN 20 up to BGN 300 - according to the loan amount|
|Loan Account Maintenance Fee||BGN 2.50 per month|
|Prepayment Fee|| |
1.00 % of the prepaid principal, in case the remaining period under the loan agreement is more than 1 year
0.5 % of the prepaid principal, in case the remaining period under the loan agreement is less than 1 year.
|Borrower's age||20-65 years|
Enable you to pay in a convenient and fast way without waiting, wasting time or fumbling for cash
The Loan Protection insurance program is a parameter of consumer loans, providing insurance protection to UBB borrowers.