KBC logo
arrow
contacts icon contacts icon

Contact us

Contact us

phone icon
0700 117 17

Domestic line

mobile icon
*7171

Short number for mobile users

international phone icon
+3592 483 1717

International line

mail icon
Send Inquiry

Send your inquiry via our contact form

locations widget icon locations widget icon

Offices and ATMs

Offices and ATMs

Choose the most convenient office or ATM for you

Online/Mobile Online/Mobile

Online/Mobile

Online/Mobile

tariffs widget icon tariffs widget icon

Fees and terms

rates widget icon rates widget icon

Exchange rates

Exchange rates

as of 03/04/2020 17:00:22

Cash payment
Non-cash payment
Selling rate
1.96000
1.95900
Buying rate
1.94850
1.95000
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.85045
1.84745
Buying rate
1.76845
1.77145
BNB fixing
1.81347
Cash payment
Non-cash payment
Selling rate
2.28512
2.28012
Buying rate
2.16012
2.16412
BNB fixing
2.22633
Cash payment
Non-cash payment
Selling rate
1.89552
1.89052
Buying rate
1.80952
1.81452
BNB fixing
1.85439
БГ
Consumer loan with a fixed interest rate

Consumer loan with a fixed interest rate

Plan your monthly installment and let your ideas come true easily. The consumer loan with a fixed interest rate gives you the comfort of fixed loan installments, combined with favourable financial conditions.

Advantages

  • No Application Fee
  • No payroll
  • Fixed interest rate over the entire tenor
Currency BGN
Tenor Up to 5 years
Amount Up to BGN 55 000
Fixed Interest Rate

5.5%*

Example

APR  6.53% for a loan of BGN 20 000, over a period of 60 months and a fixed interest rate of 5.50 % calculated with a Credit Assessment Fee equals BGN 250 for the entire period and a loan account monthly maintenance fee - BGN 2.5. The total amount due will be BGN 23 321.39 with equal monthly installments in the amount of BGN 382.02.

 

I want a credit amounting to…

levа

I want to redeem the credit for…

months

Monthly installment

382.02
levа/month

APR%

The provided information about the Annual Percentage Rate (APR) and the Monthly Loan Installment is tentative and DOES NOT represent a final commercial offer. The calculations have been made on the basis of UBB AD’s effective interest rate terms and conditions for the respective loan. The final loan parameters, tailored to your individual characteristics, you may obtain from our consultants by sending a loan inquiry, visiting a UBB branch or contacting us in a manner, convenient to you.

Tooltip
6.53
%

Parameters

Fixed interest rate over the entire tenor

5.5% - by 30.06.2020

Minimum Tenor 6 months
Maximum Tenor 5 years (60 months)
Amount

From BGN 500 up to BGN 55 000*

*Possibility for loan up to 70 000 BGN. For loans over BGN 35 000, a net income of more than BGN 1 200 is required. For loans over BGN 55 000, a net income of more than BGN 2000 is required. The maximum amount of the loan is determined on the basis of the client's individual profile, according to the Bank's requirements.

Collateral

No collateral,

Option to include a co-debtor in case of insufficient income

Credit Assessment Fee from BGN 20 up to BGN 300 - according to the loan amount
Loan Account Maintenance Fee BGN 2.50 per month
Prepayment Fee

1.00 % of the prepaid principal, in case the remaining period under the loan agreement is more than 1 year

0.5 % of the prepaid principal, in case the remaining period under the loan agreement is less than 1 year.

Borrower's age 20-65 years

Documents

  1. Identity Document
  2. Consumer Loan Application

Contact us

Visit a branch

Map Branch map

Send request

Ask us about the preferred product and we will give you the needed information.

Send request

Book a meeting

Book a meeting at convenient time and branch.

Branch meeting

Call us

Visa Debit and Debit Mastercard debit cards

Enable you to pay in a convenient and fast way without waiting, wasting time or fumbling for cash

Life Insurance to consumer loans

The Loan Protection insurance program is a parameter of consumer loans, providing insurance protection to UBB borrowers.

Casco insurance

It gives you the comfort that we will take care in a fast and secure manner of the most frequent events that could lead to damage (a partial or total loss) of your vehicle

Ubb mobile

With UBB Mobile
you bank on the go

Easy, quick and secure

UBB Mobile is a specialized application for mobile devices – mobile phones and tablets with operational system Android and iOS.

Learn more