Choose segment

For companies with annual turnover up to 1 mln BGN

For companies with annual turnover above 1 mln BGN

For agri producters

Number of employees:

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Contact us

Contact us

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0700 117 17

Domestic line

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*7171

Short number for mobile users

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+3592 483 1717

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Offices and ATMs

Offices and ATMs

Choose the most convenient office or ATM for you

Online/Mobile Online/Mobile

Online/Mobile

Online/Mobile

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Fees and terms

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Exchange rates

Exchange rates

as of 03/08/2020 15:08:07

Cash payment
Non-cash payment
Selling rate
1.96000
1.95900
Buying rate
1.94850
1.95000
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.69480
1.68980
Buying rate
1.62530
1.63030
BNB fixing
1.65077
Cash payment
Non-cash payment
Selling rate
2.21050
2.20550
Buying rate
2.13580
2.14080
BNB fixing
2.17187
Cash payment
Non-cash payment
Selling rate
1.84880
1.84380
Buying rate
1.77580
1.78080
BNB fixing
1.81617
БГ
Working capital loan and Overdraft

Working capital loan and Overdraft

Short-term loan with a fixed period and amount for meeting the current working capital needs of your business 

Advantages

  • You directly draw down and repay the used limit on your current account 
  • Each month you pay interest only on the utilized part of the overdraft
  • Alleviated collateral requirements upon using guarantee instruments
  • No need to present cost-proving documents for the amounts’ drawdown

Parameters

Borrowers
  • Legal entities
  • Agricultural producers
  • Freelancers
Currency BGN / EUR / USD
Tenor 12 month with an option for revolving up to 5 years
Fee As per UBB’s Fees and Commissions’ Tariffs for Business Clients
Renewal On annual basis, with an automatic revolving option.
Manner of repayment
  • Decreasing limits
  • Bullet payment on the maturity date
  • Monthly instalment - for standard working capital loan
Collateral-related requirements
  • Guarantee under the COSME Programme
  • Movable assets
  • Mortgage on a real estate
  • Cash funds, receivables
  • Special pledge of receivables in accounts

Send Request

Apply online now and get feedback from an UBB expert.

Send Request

Book a Video Meeting

If you would like a consultancy with our expert regarding information on financial products or services, please follow the link below.

Business Credit Cards MasterCard Business

With the business credit cards MasterCard Business and MasterCard Business World from UBB, you have reliable and convenient access to funds.

COSME Business Loans

UBB offers loans under alleviated collateral conditions thanks to the COSME guarantee instrument - European Programme for Competitiveness of Small and Medium-sized Enterprises.

FX Trade

You can effect FX transactions with over 80 currency pairs, in 13 currencies.