Joint programme of UBB and NGF for guaranteeing loans to small and medium-sized enterprises
Purpose | Financing of European projects: - Investment loans |
Currency | BGN |
Maximum amount | BGN 300 000 as regards investment loans for purchase of machinery, equipment, transportation vehicles BGN 500 000 as regards investment loans for purchase and/or repair of real estates BGN 300 000 for bank guarantees BGN 100 000 for VAT credit line |
Guarantee Coverage | 50% of the loan amount |
Guarantee Fee | No fee for guarantee issuance |
Repayment term | Investment loans for purchase of machinery, equipment, transportation vehicles – from 12 up to 60 months Investment loans for purchase and/or repair of real estates - from 12 up to 180 months Loans for bank guarantees – from 12 up to 60 months VAT credit line - 12 months |
Collateral-related requirements | Long-term tangible assets, subject of the investment, as well as the anticipated subsidy under the project Minimum 80% of the loan at market value for investment loans |
Interest rates | Variable annual interest rate, formed of UBB’s Reference Interest Rate and a fixed margin |
Fees | As per the Bank’s Tariff for Business Clients |
If you would like a consultancy with our expert regarding information on financial products or services, please follow the link below.
A working capital loan to cover your day-to-day business needs, with equal principal payments on a monthly basis.