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For companies with annual turnover up to 1 mln BGN

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For companies with annual turnover above 1 mln BGN

For agri producters

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0700 117 17

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+3592 483 1717

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Fees and terms

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Exchange rates

Exchange rates

as of 19/10/2021 17:45:05

Cash payment
Non-cash payment
Selling rate
1.96000
1.95900
Buying rate
1.94850
1.95000
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.71900
1.71600
Buying rate
1.63700
1.64000
BNB fixing
1.67810
Cash payment
Non-cash payment
Selling rate
2.38130
2.37630
Buying rate
2.25630
2.26030
BNB fixing
2.32077
Cash payment
Non-cash payment
Selling rate
1.86820
1.86320
Buying rate
1.78220
1.78720
BNB fixing
1.82515
БГ
Guaranteed loans with the support of the Pan-European Guarantee Fund (EGF)

Guaranteed loans with the support of the Pan-European Guarantee Fund (EGF)

The EGF guarantee programme has been developed to support liquidity and facilitate access to working capital and investment financing of small and medium enterprises in response to the crisis caused by the COVID-19 pandemic. The Programme is being implemented by the European Investment Fund with the financial support ensured through the EGF founding contributions by the member-states.  

Advantages

  • Fast and easy access to financing
  • Alleviated collateral requirements
  • Guarantee coverage - 70%
  • Possible refinancing

Terms and Conditions

Target Group Small and medium-sized enterprises, as per the SME Act
Applicable state aid regime Based on the thresholds and the conditions subject to Chapter 3.1 of the Temporary Framework for State Aid Measures to Support the Economy in the Current COVID-19 Outbreak
Purpose
  • Investment loans
  • Working capital loans
  • Overdrafts
  • Revolving credit lines
Currency BGN/Euro
Tenor
  • Investment loan: up to 120 months
  • Working capital loan up to 36 months
Amount

The maximum amount of the loan at group of related parties level, is:

  • For Borrowers operating in the sector of agriculture and primary agricultural production - up to EUR 142 800
  • For Borrowers operating in the sector of fisheries and aquaculture - up to EUR 171 000
  • For Borrowers operating in all other sectors - up to EUR 1 142 500
Fees As per UBB Fees and Commissions’ Tariff for Business Clients
Collateral No more than 50% of the value approved by the Bank
Guarantee coverage percentage 70%

 

Required Documents

  • Loan Application and Declaration of Relatedness (as per a sample format of the Bank)
  • Decision by the competent body for obtaining a loan and providing collateral for it
  • Balance Sheet, Profit and Loss Account and a Tax Return for the last year
  • Copies of the ID cards of the company’s representative - borrower/co-debtor/pledgors/mortgagors
  • Certificate of existence/lack of liabilities issued by the revenue office under Article 87, para.6 of the Tax Insurance Procedure Code
  • Declaration under the EGF Programme (as per a sample format of the Bank)

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