Implement your professional plans with the business loans for freelancers from UBB. With an overdraft from UBB you obtain funds for the day-to-day needs of your business, with automatic drawdown and repayment on a current account.
|Borrowers||Freelancers - medical specialists; attorneys at law; public notaries; private enforcement agents; architects, designers, engineers; chartered accountants; auditors, who are: |
1. Natural persons;
2. Registered as sole proprietors / partnerships.
|Loan Purpose||For day-to-day needs |
|Minimum amount||BGN 10 000|
|Maximum amount without tangible collateral||BGN 150 000|
|Maximum amount with collateral||With a mortgage - up to BGN 300 000|
|Tenor||Up to 60 months, with review every 12 months |
With EGF guarantee - up to 36 months, with review every 12 months
|Interest||Variable annual interest rate, formed of UBB’s Reference Interest Rate and a fixed margin|
|Fees||As per the Bank's Tariff for Business Clients|
|Collateral Types||Unsecured |
Guarantee under the COSME, COSME COVID* Programme, EGF** Programme
Mortgage on a real estate
*This guarantee has been provided by COSME and the European Fund for Strategic Investments (EFSI), set up under the Investment Plan for Europe. The aim of EFSI is to support the financing and the applying of productive investments in the European Union, as well as to ensure the growth of access to financing.
**The EGF guarantee programme has been developed to support liquidity and facilitate access to working capital and investment financing of small and medium enterprises in response to the crisis, caused by the COVID-19 pandemic. The Programme is being implemented by the European Investment Fund with the financial support, ensured through the EGF founding contributions by the member-states.