Long-term loan to purchase a real estate for your professional activity.
|Borrowers||Freelancers - medical specialists; attorneys at law; public notaries; private enforcement agents; architects, designers, engineers; chartered accountants; auditors, who are: |
1. Natural persons;
2. Registered as sole proprietors / partnerships.
|Loan Purpose||Purchase, construction or repair of a real estate |
|Minimum amount||BGN 15 000|
|Maximum amount||BGN 500 000|
Up to 180 months
Grace period - up to 12 months
|Repayment||Equal monthly principal payments|
Mortgage on a real estate
Option for using European Guarantee instruments
|Interest||Variable annual interest rate, formed of UBB’s Reference Interest Rate and a fixed margin|
|Fees||As per the Bank’s Tariff for Business Clients|
*This guarantee has been provided by COSME and the European Fund for Strategic Investments (EFSI), established by virtue of the Investment Plan for Europe. The aim of EFSI is to support the financing and the applying of productive investments in the European Union, as well as to ensure the growth of access to financing. The Programme is in support of small and medium-sized enterprises with staff number up to 250 employees.
**The EGF guarantee programme has been developed to support liquidity and facilitate access to working capital and investment financing of small and medium enterprises in response to the crisis, caused by the COVID-19 pandemic. The Programme is being implemented by the European Investment Fund with the financial support, ensured through the EGF founding contributions by the member-states.