Choose segment

For companies with annual turnover up to 1 mln BGN

For companies with annual turnover above 1 mln BGN

For agri producters

Number of employees:

Region:

-------------------------Selected:

Activity sector:

KBC logo
arrow
contacts icon contacts icon

Contact us

Contact us

phone icon
0700 117 17

Domestic line

mobile icon
*7171

Short number for mobile users

international phone icon
+3592 483 1717

International line

mail icon
Send Inquiry

Send your inquiry via our contact form

locations widget icon locations widget icon

Offices and ATMs

Offices and ATMs

Choose the most convenient office or ATM for you

Online/Mobile Online/Mobile

Online/Mobile

Online/Mobile

tariffs widget icon tariffs widget icon

Fees and terms

rates widget icon rates widget icon

Exchange rates

Exchange rates

as of 24/11/2020 17:00:11

Cash payment
Non-cash payment
Selling rate
1.96000
1.95900
Buying rate
1.94850
1.95000
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.68585
1.68285
Buying rate
1.60385
1.60685
BNB fixing
1.64840
Cash payment
Non-cash payment
Selling rate
2.26078
2.25578
Buying rate
2.13578
2.13978
BNB fixing
2.19727
Cash payment
Non-cash payment
Selling rate
1.84833
1.84333
Buying rate
1.76233
1.76733
BNB fixing
1.80544
БГ
VAT Credit Line

VAT Credit Line

Fulfill your investment projects through VAT financing with a credit line from UBB.

Advantages

  • Supports the fulfillment of investment projects
  • Long tenor with flexible repayment scheme
  • Reduced collateral requirements upon using a guarantee instrument
  • Option for price discounts

Parameters

Loan purpose VAT financing for an investment project's purposes
Currency BGN
Minimum amount BGN 10 000
Maximum amount Up to 20% of the value of the investment project, financed by UBB, maximum amount BGN 100 000.
Tenor 12 months
Collateral

Pledge of receivables on the account, in which the VAT is to be refunded

 

*Guarantee under the COSME Programme

This guarantee has been provided by COSME and the European fund for Strategic Investments (EFSI), established by virtue of the Investment Plan for Europe. The aim of EFSI is to support the financing and the applying of productive investments in the European Union, as well as to ensure the growth of access to financing.

 

NGF guarantee

 

Other acceptable collateral

Interest rates Variable annual interest rate, formed of UBB’s Reference Interest Rate and a fixed margin
Tariff As per the Bank’s Tariff for Business Clients

 

Required Documents

  • Loan Application and Declaration of Relatedness with other entities as per a sample format of the Bank
  • Balance Sheet, Income Statement and a Tax Return of the applicant for the last 2 years
  • Balance Sheet, Income Statement, report on the average staff number for the last year of the related parties as per the SME Act (in case of COSME guarantee)
  • Copies of the ID cards of the company’s representative - borrower/co-debtor/pledgors/mortgagors;
  • Decision of competent authority of the borrower, company co-borrower / collateral owner to conclude the loan agreement
  • Document, ascertaining the collaterals’ ownership

Send Request

Apply online now and get feedback from an UBB expert.

Send Request

Book a Video Meeting

If you would like a consultancy with our expert regarding information on financial products or services, please follow the link below.

Factoring

Get working capital for your company's current needs, based only on invoices and documents for the made delivery, without additional collateral.

Property insurance

Property Insurance through UBB Insurance Broker -an informed choice after a careful selection

Investment loan

Obtain needed funds to develop your business with a long-term target loan for financing of fixed assets.