Personal Banking

Home Repair and Improvements Loan

Now, with the NEW UBB Home Repair and Improvements Mortgage Loan you can repair and refurnish your Home, thus ensuring comfort for your family and your-self.

 

 PROMO OFFER: All UBB mortgage loans have no application fee and no early repayment fee with “own funds” after the 3rd year of the loan tenor valid for new applications prior to 29.02.2012.
 
 Home Repair and Improvements Loan for:
  • Repairs and home improvements
  • Renovation, completion
  • Purchase of new furniture
 
Advantages of the UBB Home Repair and Improvements mortgage loan:
  • Opportunity to fully refurbish your Home together with the furniture
  • High loan amount corresponding to your needs
  • Repayment period aligned with your income  
  • Attractive interest rates
  • No need of invoices for the repairs done
 Termsandconditions: 
 
Max. loan amount : up to BGN 200 000 / EUR 100 000
Max. loan tenor: up to 20 years
Currency: BGN and EUR
Preliminary approval within 1 day
Collateral: mortgage on property
 
 
Disbursement scheme aligned with the phases of repairs:
 

Loan amount
1st disbursement
2nd  disbursement
3rd  disbursement
Up to BGN 100 000 / EUR 50 000
40%
60%
-
BGN 100 001 – 200 000 / EUR 50 001 – 100 000 евро
40%
30%
30%

 



Insurance
:
 
UBB offers you the Home and Family Protection insurance program with complex Property and Life coverage.
 
To apply for preliminary approval and to assist you in the other steps for receiving a mortgage loan, please, feel welcome to visit UBB branch with your ID card and certificate of income.
 
Full information about the product is available in any UBB branch and at 0700 117 17.