Personal Banking
Phone numbers
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- 0700 117 17
E-Banking - 0700 117 17
Customer service center - 02/980 22 35
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Residential Purchase Mortgage Loan in EUR
NEW BETTER TERMS FOR THE UBB RESIDENTIAL PURCHASE MORTGAGE LAONS VALID UNTIL 29.02.2012:
- Lower interest rates
- No application fees
- No early repayment fee with “own funds” after the 3rd year of the loan tenor
The new mortgage loan gives you the chance to purchase a home of a higher value and to pay smaller monthly installments for a longer period of time.
Residential purchase mortgage loan for:
- Purchase of residential property
- Refinancing of exisitng residential purchase mortgage loan
UBB offers you a Residential purchase mortgage loan with:
• 6,7% variable interest rate in EUR for first home buyers with payroll or regular transfers in “Comfort” account
• no application fee
• no early repayment fee with “own funds” after the 3rd year of the loan tenor
preliminary approval within 1 day
• high maximum loan amount of up to EUR 250 000
• long repayment period of up to 35 years
Terms and conditions:
Max. loan amount : up to EUR 250 000
Max. loan tenor: up to 35 years
Currency: EUR
Collateral: mortgage on residential property
Fees:
Property appraisal fee – BGN 110 (for an apartment)
Fee for legal evaluation /representative of the Bank on the mortgage deed signing/ - BGN 100 VAT excluded
One-off management fee 0.50% - 1.50% from approved loan amount depending on the pay-roll service conditions and “Comfort” package.
Annual administration fee paid monthly on the outstanding principal– 0.50%
For a mortgage loan in EUR with initial loan amount EUR 40 000, repayment period 30 years, variable interest rate 6,70 % for first home buyers with payroll or regular transfers in “Comfort” account: 1) without insurance - APR: 7.50%, monthly installment EUR 271.52; total amount due EUR 97 945.50 2) with insurance program Home and Family Protection – APR: 8,36%, monthly installment EUR 294.64; total amount due EUR 105 541.04.
Insurance:
UBB offers you the Home and Family Protection insurance program with complex Property and Life coverage.
To apply for preliminary approval and to assist you in the other steps for receiving a mortgage loan, please, feel welcome to visit UBB branch with your ID card and certificate of income.
Full information about the product and the opportunity to refinance your mortgage loan terms is available in any UBB branch and at 0700 117 17.
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