Personal Banking
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Residential Purchase Mortgage Loan in BGN and EUR
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6.20% variable interest rate regardless of loan currency with payroll or regular proceeds in a “Comfort” account
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No application fee
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No fee for prepayment with own funds after the 3rd year of the loan tenor
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Preferential drawdown fee upon having a “Comfort” account
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Preliminary approval within 1 day
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High maximum loan amount threshold of up to EUR 250 000 / BGN 500 000
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Long repayment period of up to 35 years
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Property appraisal fee – BGN 110 (for an apartment)
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Fee for a legal opinion /representation of the Bank upon instituting the mortgage/ - BGN 100, VAT excluded
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One-off drawdown fee - 0.75% - 1.50% of the approved loan amount, depending on the payroll service conditions and the “Comfort” package
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Annual administration fee, payable monthly on the outstanding loan amount – 0.50%
More of Loans
- UNITED LOAN from UBB
- Methodology of United Bulgarian Bank for Determining the Base Rate
- Consumer loan with payroll
- Consumer loan with a fixed interest rate for the entire period
- Open Loan
- UBB Consumer Loan
- Overdraft
- Multipurpose Mortgage Loan
- Home Repair and Improvements Loan
- Construction and Completion Mortgage Loan
- Other mortgage loan types

