Consumer loan at merchants

 

What is a Consumer loan at merchants?
A short- term loan for purchasing goods of your choice at particular merchants, partners of UBB AD.
Advantages:
·        Fast and easy disbursement procedure
·        Approval within 30 min.
·        Buying the goods you desire immediately without waiting until you save the amount needed
·        Fixed monthly installments
·        You receive financing on the spot at the point of sale
·        No collateral
·        No prepayment fee
 
Requirements to the goods purchased:
 
Durable goods with minimum value BGN 150 and maximum - BGN 5 000, VAT included.
 
 
Repayment period:
    • Within 6 to 60 months
    • Minimum monthly installment – BGN 20
 
 
Requirements to Borrowers:
 
    • Age – 23 - 60 years (for women); 23 – 63 years (for men)
    • Citizenship – Bulgarians or residents
    • Employment – working under labour contracts, free-lancers
 
 
Needed application documents:
 
    • ID card
    • Certificate of Income (if necessary)

Certificate of Retirement from NSSI for pensioners (if necessary)