Personal Banking

Consumer loan with payroll

 

A NEW consumer loan up to BGN 30 000 with payroll in UBB 
 
The consumer loan with payroll is the best way for you to obtain the necessary funds at preferential conditions!
 
Now till 31 March 2012 the application fee is 50% lower!         
 
Consumer loan terms and conditions:
 
  • Maximum loan amount – up to BGN 30 000
  • Interest rate – from 9.45% up to 14% (BR 7% + respective margin)
  • Maximum Period
- Up to BGN 5 000 – 6 years
- From BGN 5 001 up to BGN 10 000 – 8 years
- From BGN 10 001 up to BGN 30 000 – 10 years
 
  • Drawdown fee – 1.25% - 1.75% depending on the group of preferential conditions*
  • Annual fee – 0.5%
  • Consumer loan with equal monthly installments (annuity)  
  • Needed documents
-  ID Card
- Consumer loan application form

Loan advantages:

  • PREFERENTIAL TERMS AND CONDITIONS
  • Fast and easy procedure
  • Repayment in equal monthly installments
  • No fee for loan prepayment
  • Possibility to activate “Loan Protection” life insurance program
  • Possibility to pay the monthly installment at an ATM of UBB
 
* The Annual Percentage Rate (APR) is 10,76% for a loan of BGN 30 000,a period of 120 months with aninterest rate of 9,45% for the entire loan period, including the following fees – application fee of BGN15, drawdown fee – 1.25% and annual fee of 0.5%. Monthly installment: BGN 395.62. Total  amount due: BGN 47864.65.
* The Annual Percentage Rate (APR) is 16,06% for a loan of BGN 20 000,a period of 120 months with aninterest rate of 14% for the entire period, including the following fees – application fee of BGN15, drawdown fee – 1.75% and annual fee of 0.5%. Monthly installment: BGN 316.57. Total amount due: BGN 38353.83.
*The interest rate and the drawdown fee depend on the respective group of preferential conditions, to which the client belongs.