Personal Banking

Consumer loan with a fixed interest rate for the entire period

 

A NEW consumer loan with a FIXED INTEREST RATE for the entire period
 
 
The consumer loan is a convenient way for you to obtain the necessary funds for financing tuition, holidays or tour, purchase of hi-fi and home appliances, as well as for covering day-to-day utility payables
 
  
The new consumer loan of UBB:
  • Interest rate – 14.95% - fixed interest rate for the entire period
  • Period – from 6 up to 60 months
  • Amount – from 500 up to BGN 10000
  • Survey fee – BGN 15
  • Drawdown fee – 1.25% 
  • Annual fee – 0.5%
  • Consumer loan with equal monthly installments (annuity loan)
  • Needed documents – Consumer loan application form and an identity card

 

Loan advantages:
 
  • FIXED INTEREST RATE for the entire loan period
  • Fast and easy procedure
  • Favourable interest rate conditions
  • Payment in equal monthly installments
  • No fee for loan prepayment
  • Possibility to activate “Loan Protection” life insurance program
  • Possibility to pay the monthly installment at an ATM of UBB
 

* The Annual Percentage Rate (APR) is 17,34% for a loan of BGN 10 000 over a period of 60 months with a fixed interest rate of 14,95% for the entire period, including the fees stated above. Monthly installment: BGN 240.27. Total due amount: BGN 14555.08.