Personal Banking

Consumer loan with a fixed interest rate for the entire period

 A consumer loan with a FIXED INTEREST RATE for the whole period WITH NEW, even more attractive terms and conditions!

 
Consumer loans are a convenient way to obtain funds needed for tuition, vacation or travel, to purchase equipment or household appliances, as well as to cover current payables.
 
A consumer loan with a fixed interest rate from UBB:
  • Interest rate – 9.95% - fixed interest rate for the whole period, applicable to clients with payroll through an account with UBB

  • Period – from 6 to 60 months

  • Amount – from BGN 500 up to BGN 20000

  • Documents Survey Fee– BGN 15

  • Drawdown fee – 2.5% 

  • Annual fee – 0.5%

  • Consumer loan with equal monthly installments (annuity)

  • Needed documentation – consumer loan application form and a Personal ID Card   

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Loan Advantages:
 
  • FIXED INTEREST RATE for the whole loan period

  • Fast and easy procedure

  • Favourable interest terms and conditions

  • Payment in equal monthly installments

  • No fee for loan prepayment

  • Option to activate Loan Protection life insurance program

  • Option for repayment of the monthly installment at a UBB ATM

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Further information is available in any UBB branch or at 0700 117 17.
 
* The Annual Percentage Rate (APR) is 12.34% upon a loan of BGN 5 000 for a period of 60 months with a fixed annual interest rate of 9,95% for the whole period, including the above-mentioned fees. Monthly installment: BGN 107.35. Total due amount: BGN 6 580.74