Business Banking

SME Loans Up To BGN 100 000

 

 BUSINESS ENERGY LOANS UP TO BGN 100 000
 
The program has been developed with the assistance of the European Bank for Reconstruction and Development (EBRD) within the implementation of the EU’s Funding Program for SMEs. 
 
The jointly developed Business Assessment Model allows for an instant and impartial assessment of a loan request and enables UBB to provide an initial answer to the client within 24 hours as of submitting the loan request. The assessment model is transparent and objective ensuring that all clients will be assessed in the same way at any branch of UBB.
 

Amount
Up to BGN 100 000
Currency
BGN, EUR or USD
Borrowers
Companies, freelancers, artisans and agricultural producers
Loan purpose
  • for working capital – a working capital loan, a credit line, an overdraft
  • for investment – an investment loan
Loan period
  • up to 10 years for investment loans
  • up to 5 years for working capital loans
Repayment
Equal monthly installments on the principal
Interest
BR of UBB (for BGN, EUR or USD) + a margin from  1.8% to 4.8%
Collateral
Real estate, machines, transportation vehicles, goods,
150% of the loan amount