General Information

History:

Established in 1992 through the merger of 22 Bulgarian regional commercial banks, the first and most comprehensive consolidation project in the Bulgarian banking sector.

Shareholder:


UBB's main shareholder is the National Bank of Greece (NBG) - 99.9%

Banking Licence:

UBB holds a full banking licence for domestic and overseas banking and financial operations.

Rating:

 

FITCH Ratings

 

B Long Term IDR
B Short Term IDR

 
 
Standard & Poor's

B-   Long Term
C   Short Term
 

Correspondent Relations
with 742 banks, of which 707 abroad and 35 domestic; 21 correspondent accounts.

Branch Network: over 240 units countrywide.
 

Banking Services:  

  • BGN and FX loans
  • BGN and FX deposits
  • FX transactions
  • Prompt and express intra-bank transfers
  • Electronic banking
  • Cash management
  • BGN and FX accounts and traveller's cheques
  • Debit and credit card payments
  • Cash collection operations and depositories
  • Bank guarantees and letters of credit
  • Securities' trading
  • Depository / fiduciary services
  • Investment banking services
  • Western Union transfers

Memberships and Others: 

  • Association of Commercial Banks in Bulgaria
  • Bulgarian Stock Exchange
  • Central Securities Depository
  • Europay International
  • Visa International
  • JCB (Japan Credit Bureau) - Japan's premier and largest card company
  • S.W.I.F.T.
  • IIF - Institute of International Finance - The Global Association of Financial Institutions
  • Licensed primary dealer of government securities
  • Licensed investment intermediary for corporate securities trading
  • Western Union Agent