General Information
Established
in 1992 through the merger of 22 Bulgarian regional commercial banks, the first and most comprehensive consolidation project in the Bulgarian banking sector.
Main Shareholder
National Bank of Greece (NBG) - 99.9%
Banking Licence - Full banking licence for domestic and overseas banking and financial operations.
Rating:
FITCH Ratings
- BBB+ Long Term Foreign Currency
- F2 Short Term Foreign Currency
- Outlook Stable
- Individual C/D
- Support - 2
Standard & Poor's
- BBB Long Term Foreign Currency
- A-3 Short Term Foreign Currency
Correspondent Relations
with 742 banks, of which 707 abroad and 35 domestic; 21 correspondent accounts.
Branch Network: over 240 units countrywide.
Banking Services:
- BGN and FX loans
- BGN and FX deposits
- FX transactions
- Prompt and express intra-bank transfers
- Electronic banking
- Cash management
- BGN and FX accounts and traveller's cheques
- Debit and credit card payments
- Cash collection operations and depositories
- Bank guarantees and letters of credit
- Securities' trading
- Depository / fiduciary services
- Investment banking services
- Western Union transfers
Memberships and Others:
- Association of Commercial Banks in Bulgaria
- Bulgarian Stock Exchange
- Central Securities Depository
- Europay International
- Visa International
- JCB (Japan Credit Bureau) - Japan's premier and largest card company
- S.W.I.F.T.
- IIF - Institute of International Finance - The Global Association of Financial Institutions
- BIBA - Bulgarian Industrial and Business Association
- BBLF - Bulgarian Business Leaders Forum
- Licensed primary dealer of government securities
- Licensed investment intermediary for corporate securities trading
- Western Union Agent
