Selected Hightlights

 
2008
2009
2010
 
BGN’000
BGN’000
BGN’000
Performance
 
 
 
Operating Income
460 608
484 725
491 046
Net Interest Income
348 245
383 488
591 254
Net Profit
195 343
82 545
 
65 228
 
 
 
 
Balance Sheet
 
 
 
Total Assets
7 732 488
8 133 115
7 455 032
Capital
937 659
1 026 882
1 094 743
Deposits from Companies and Individuals
4 009 921
4 241 694
4 398 256
Loans to Companies and Individuals, net
6 731 279
6 504 280
5 785 352
 
 
 
 
Capital Adequacy (%)
 
 
 
General Capital Adequacy (BIS Tier 1 + Tier 2)
12.90
13.54
12.73
Primary Capital Adequacy
9.63
11.57
12.73
Capital / Total Assets
12.13
12.63
14.68
 
 
 
 
Liquidity (%)
 
 
 
Total Liquidity
13.68
18.71
20.53
Total Loans / Total Deposits
105.26
153.34
131.54
 
 
 
 
Staff Number as of the end of the period
3252
3188
2878
Inflation[1] (%)
7.8
3.3
4.5
Exchange Rate USD/BGN (31 December)
1.3873
1.3382
1.47276



[1] Source – National Institute of Statistics.