As a market leader in Bulgarian corporate banking business market UBB deals with all sectors of economy. UBB corporate banking can provide wide range of financial services, a high level of expertise and the most up-to-date methods for you to conduct your business banking. The Bank also offers expertise on the business conditions of local market. UBB is the servicing bank of the biggest corporate companies operating on Bulgarian market.

UBB Corporate Banking offers:

Credit deal with an option of combining various types of loan facilities for:

• Project Financing
• Working Capital
• Investments
• Issuing of Bank Guarantees
• Syndicated Loans
• Bridge Loans
• Credit limits, for securing FX deals
   

Project Financing – the Bank participates in all phases of the construction and launching  of a certain project;

Working capital – in particular:

Credit line (against presenting of cost-proving documents), with an agreed amount and dead line. There are no preliminary terms for the drawdown . The repaid loan amount is provided for a second drawdown. A decreasing plafoon/amount/ with an option of following drawdown and repayment within the decreased amount could be agreed;

Revolving loan – utilized periodically (by tranches). Applicable to  cyclic activities. Short-term, usually up to 1 year. New limits can be utilized, after repayment of the previous debts. Drawdown and repayment period is stipulated for each tranche. 

Overdraft (current account) – a credit limit is agreed upon, up to which the Bank automatically executes received payment instructions on the current account of the borrower, in case of fund deficit . The loan repayment is made automatically, upon crediting amounts to the current account. The term is not longer than 1 year and is usually provided to first-rate customers.  

• Investments – up to 7 years term with a grace period and a repayment scheme, for purchasing of land, building construction and repairs;
• Issuing of Bank guarantees for participation in a tender procedure, advance payment and performance bonds;
• Syndicated loans, where UBB AD is in the role of a manager (credit deal agent), or participates as a co-financing Bank;
• Bridge loans, where UBB provides a loan for the period until an agreed financing with other institutions is utilized;
• Credit limits, for securing FX deals (forwards and swaps) in combinations EURO - BGN; USD - BGN; EURO – USD.
   

 
The loans provided could be in one of the following currencies BGN, USD, EURO or with a mixed currency structure.